What are Flood Maps?

Flood maps, known officially as Flood Insurance Rate Maps (FIRMs), show areas of high and moderate to low flood risk. Communities use the maps to set minimum building requirements for coastal areas and floodplains, lenders use them to determine flood insurance...

Key Points About Flood Insurance

Buyers may purchase flood insurance through an insurance agent, not directly from the National Flood Insurance Program (NFIP). Homes and businesses in high-risk flood areas with mortgages from federally regulated or insured lenders are required to have flood...

What is a 4-Point Inspection

Insurance companies have become increasingly reluctant to issue Homeowner Insurance Policies on older homes (usually 25-30 years old or more). The insurance company’s common concern is that there may be conditions in an older home that could become a liability...
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