Insurance

Structures built in a Special Flood Hazard Area – including A, AE, and AH zones – or a Coastal High Hazard Area – including VE zones – when constructed were required to have a FEMA Elevation Certificate to prove that the structure met the required Base Flood Elevation. A FEMA Elevation Certificate is required during construction before the first permanent horizontal member is placed. A final construction Elevation Certificate is also required. The Elevation Certificate is also required for new flood insurance policies from the National Flood Insurance Program. Elevation Certificates can be prepared by local, licensed surveyors. An older home where the owner paid cash may not have an Elevation Certificate and you will need to pay to have one done. The Elevation Certificate is used when purchasing a flood insurance policy to receive any discounts.

Flood Elevation Resources

Homeowner Guide to Elevation Certificates
Homeowners Frequently Asked Questions (FAQ)

County Flood Resources

Charlotte County Flood Protection InformationFlood Zone Map
Collier County Flood Protection InformationFlood Zone Map
Lee County Flood Protection InformationFlood Zone Map
Sarasota County Flood Zone LocatorFlood Zone Map

City Flood Resources

Cape Coral Flood Protection Information
Bonita Springs Flood Protection Information
Fort Myers Flood Protection Information
Fort Myers Beach Flood Protection Information
Marco Island Flood Protection Information
Naples Flood Protection Information
North Port Flood Protection Information
Punta Gorda Flood Protection Information
Venice Flood Protection Information

Elevation Certificate Download

Cape Coral Flood Elevation Certificates
Charlotte County Flood Elevation CertificatesInstructions
Collier County Flood Elevation Certificates
Lee County Flood Elevation Certificates
Marco Island Flood Elevation Certificates

Get an Elevation Certificate for your Home

Property Surveyor Resources

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