Financing, Inspections, Insurance, Property Closing
I am not a surveyor, if you need an Elevation Certificate, please contact one. Structures built in a Special Flood Hazard Area – including A, AE, and AH zones – or a Coastal High Hazard Area – including VE zones – when constructed were required...
Inspections, Insurance, Property Closing, Resources
When purchasing a home in Florida, the cost of hazard insurance can be a major issue. From my experience, the newer the home, the lower your insurance costs will be. Insurance rates start high and then are reduced (discounted) based on many factors, like age, roof...
Inspections, Insurance, Property Closing
Insurance companies have become increasingly reluctant to issue Homeowner Insurance Policies on older homes (usually 25-30 years old or more). The insurance company’s common concern is that there may be conditions in an older home that could become a liability...
Property Closing, Resources
Most Florida real estate transactions are closed by Title Companies with no issues. However, it is sometimes a good idea to have a Florida real estate attorney close your transaction or look over the paperwork before you close. People sue each other for most any...
Inspections, Insurance, Property Closing, Resources
A property surveyor use special equipment to record the boundaries and physical state of a piece of land. Why should you consider getting a land survey? A land surveys does more than just establish the boundaries of a property, it provides a record of the...
Financing, Property Closing, Resources
As with any purchase, shopping around for a home loan or mortgage will help you get the best financing deal. The price and terms may be negotiable from lender to lender, so it is best to speak to 2-3 different companies. You will want to compare all the costs involved...
